Financial Services


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State National Bank
210 Main Street in Truth or Consequences
(575) 894-3075
Web site: www.statenationalbank.com
Free checking with no minimum balance, unlimited check writing, free initial order of 50 checks, free online banking and a free ATM/check card (WOW checking account). WOW Customers do not receive copies of checks, except as specially requested for research and must pay for their own checks after the initial order.

Free checking for customers aged 55 and over with compounded interest paid on the balance in the account (Senior Premier account). Includes free check writing, free ATM check card, free online banking and free checks. Customers must maintain a minimum balance, but the minimum can consist of CD, savings and checking accounts combined.

Bank of the Southwest

509 Broadway in Truth or Consequences and 501 Hwy 195 in Elephant Butte
Truth or Consequences branch: (575) 894-7171
Elephant Butte branch: (575) 744-5593
Web site: www.bankofsw.com
Free checking with no minimum required balance for customers age 55 and over that deposit $100 when opening the account. Customers must pay for their own checks.

First Savings Bank
915 N Date St in Truth or Consequences
(575) 894-7148
Web site: www.firstsavingsbanks.com
Free checking with no minimum required balance for all customers who open a checking account with $100 or more. Customers must pay for their own checks.

White Sands Federal Credit Union
1914 N Date St in Truth or Consequences
(575) 894-1411
Web site: www.wsfcu.org/
Free checking with no minimum required balance for customers who pay $2 to open a savings account and keep at least $5 in savings. Customers must pay for their own checks.